An offshore trust is a trust established in a foreign jurisdiction and governed exclusively by that country’s laws. When you transfer assets to a licensed foreign trustee, a US court order has no direct authority over them. A creditor who obtains a judgment against you cannot present it in a Cook Islands or Nevis court and have it enforced — they must commence fresh proceedings from scratch, in a foreign country, under entirely different rules, subject to strict time limits and a very high burden of proof.

The Cook Islands Trust is our flagship offering — 40 years of court-tested protection, zero successful breaks, and on-the-ground expertise from our Rarotonga base. Nevis is our lower-cost alternative with comparable statutory protections for clients where cost is the primary consideration.

Why the Cook Islands? The Cook Islands International Trusts Act, first enacted in 1984, imposes a two-year statute of limitations on fraudulent transfer claims, requires creditors to prove fraud beyond a reasonable doubt, and does not recognise foreign court judgments. No creditor has ever recovered assets from a properly administered Cook Islands trust through local proceedings. That is an unmatched 40-year track record.

Available trust jurisdictions: Cook Islands · Nevis · BVI · Cayman Islands · Bahamas · Cyprus · Guernsey · Hong Kong · Isle of Man · Jersey · Malta · Mauritius · New Zealand · Singapore · South Dakota

An offshore LLC sits inside the Cook Islands Trust structure and serves as the day-to-day operating entity. The trust owns 100% of the LLC. You are appointed as LLC manager, retaining full control over investments, bank accounts, and business decisions during ordinary times. When a creditor threat arises, the trustee removes you as manager — placing the LLC’s assets beyond a US court’s practical reach.

The Nevis LLC is the most commonly used vehicle for this role, offering charging order protection and a $100,000 creditor bond requirement. The Cook Islands LLC is the alternative for clients who prefer the Cook Islands statutory framework throughout the structure.

Offshore Broker forms companies in 20+ jurisdictions beyond the standard Cook Islands and Nevis offering. For clients with specific cross-border requirements — a Hong Kong operating company, a Dubai free zone entity, a BVI holding company — we manage formation across the full range of jurisdictions we serve.

Available company jurisdictions: Nevis · Cook Islands · BVI · Bahamas · Cayman Islands · Barbados · Canada · Cyprus · Dubai (RAK ICC, JAFZA) · Guernsey · Hong Kong · Isle of Man · Jersey · Luxembourg · Malta · Mauritius · New Zealand · Panama · Singapore · UK

US real estate cannot be moved offshore — the property itself sits on US soil and remains within US court jurisdiction regardless of who holds title. But the equity can be repositioned.

The REEIS (Real Estate Equity Isolation Structure) repositions up to 95% of US real estate equity into an offshore Cook Islands Trust through a structured offshore debt arrangement. The property stays exactly where it is. The equity — the valuable part — moves beyond creditor reach. A creditor who obtains a judgment against you finds real estate encumbered by an offshore debt, with little or no equity available to satisfy their claim. This is Offshore Broker’s unique offering — neither Alper Law nor Blake Harris Law have an equivalent product.

Who is this for? Real estate investors with significant portfolio equity, property owners in high-litigation-risk professions, and anyone whose primary wealth is tied up in US real estate and who has found that conventional offshore planning does not adequately address their largest asset.

The property stays. You retain ownership, mortgage deductibility, rental income, and the right to sell. The REEIS works on the equity layer — not the property itself. There is no transfer of title. No public record of the arrangement appears on the property.

Is equity stripping legal? Yes — when implemented through a properly structured offshore debt arrangement, before any creditor claim exists. Offshore Broker’s REEIS is designed and implemented with full legal compliance.

An offshore bank account held by a Cook Islands LLC adds a further layer of practical protection. The account is in the LLC’s name — not yours. A US creditor cannot levy a foreign bank account through a domestic court order. The bank is not within US jurisdiction, not subject to a US garnishment order, and has no legal obligation to comply with a US court’s demand.

Offshore Broker introduces clients to vetted offshore banking partners including licensed offshore banks, private banks, Swiss banking institutions, and digital asset / EMI providers. Account type and institution are matched to your asset profile, reporting obligations, and risk tolerance.

Swiss banking and precious metals. For clients seeking maximum wealth preservation beyond the US financial system, Offshore Broker arranges Swiss bank account introductions and allocated precious metals storage with Swiss-based custodians. Gold and silver held in a Swiss vault — fully allocated, fully segregated, physically outside the banking system — represents a distinct asset protection and wealth preservation layer.

Reporting obligations. US persons must report all offshore bank accounts annually via FBAR (FinCEN 114) and potentially Form 8938 under FATCA. Offshore Broker ensures every banking introduction is made with full disclosure obligations explained. We do not assist clients with concealment — only with compliant offshore structuring.

Offshore asset protection is appropriate for individuals whose creditor exposure and asset level justify the cost. The structure makes sense for people with substantial liquid wealth — typically $500,000 or more in non-exempt assets — who face above-average litigation risk.

Physicians and medical professionals face malpractice exposure that insurance may not fully cover. A single adverse verdict in a high-speciality field can be financially catastrophic. An offshore asset protection trust protects the personal wealth accumulated over a career from a single courtroom outcome.

Business owners who have signed personal guarantees, whose companies carry operational liability, or whose industries expose them to contract or tort claims at the personal level. Real estate developers, contractors, and portfolio landlords with concentrated equity exposure.

High-net-worth individuals approaching a liquidity event — a business sale, inheritance, or investment exit — who want protection in place before a large pool of liquid assets becomes accessible. The structure is significantly easier to defend when established before any claim has arisen.

International clients with assets spread across multiple jurisdictions — Australian, New Zealand, Asian, and Middle Eastern clients who need an offshore structure that serves non-US planning needs. Offshore Broker serves international clients across all jurisdictions, not just US clients, and is one of the few providers in this space with genuine on-the-ground presence in the Cook Islands.

Real estate investors with significant portfolio equity who cannot adequately protect their assets through a conventional offshore trust — for whom the REEIS is specifically designed.

Most offshore providers operate from the US, UK, or Australia and refer your work to Cook Islands trustees they have never physically met. Offshore Broker is based in Rarotonga — in the Cook Islands. Our founder John Evans served as CEO of Capital Security Bank Limited in the Cook Islands and as Director of the Cook Islands Financial Services Development Agency. Our Sales Manager Atinata Hosking spent 17 years at Capital Security Bank, progressing from Banking Supervisor to Compliance and Risk Manager.

This is not a remote intermediary service. It is direct access to on-the-ground Cook Islands expertise — with trustee relationships built over decades, not sourced through a directory.

Pricing that reflects our position. Because we operate from the Cook Islands and work directly with licensed trustees — not through multiple intermediary layers — our formation starts at $10,000 all-in. Most providers charge $20,000–$25,000 for the same structure. We can offer lower pricing because our cost of delivery is lower.

What we offer that competitors don’t. REEIS equity stripping for real estate — unique to Offshore Broker. Cook Islands, Nevis, and Panama Foundations — no equivalent at Alper Law or Blake Harris Law. Company formation across 20+ jurisdictions. Offshore banking and Swiss gold storage. Genuine non-US client capability for Australian, NZ, and Asian clients.

Transparency on limitations. We tell you honestly what the structure can and cannot do — including its weaknesses in bankruptcy, its requirements for structural integrity, and the compliance obligations that come with it.